This calculator is not intended to be relied upon to make a purchasing decision, or a decision in relation to a credit contract, and is provided as a guide for illustrative purposes only. Calculations do not constitute a quote, loan approval, agreement, advice or offer. The results provided are an estimate and do not take into account your personal circumstances, your ability to make the repayments shown, or future changes to interest rates. Actual repayment amounts may be higher or lower and your lender will make their own calculations. Purchasers should do their own assessment or seek independent professional advice. The figures and formulae used within this calculator may change at any time without notice. FGS Developments, its servants, employees, affiliates, referrers or consultants accept no responsibility for any losses arising from the use of, or reliance upon this calculator.